Woman smiling at camera in a cafe whilst doing business

Commercial Property Loans

Own your practice space and invest in your future.
Contact us

Own your own rooms and invest in your future.

Owning your own space gives you stability, builds long-term value and puts you in control of your future — no more nosey landlords or uncertain lease terms. With a Credabl Commercial Property Loan, you can invest in your practice premises with confidence.

From structuring your finance correctly from day one to ensuring your loan supports your cash flow and growth goals, our team specialises in medical, dental and veterinary property finance. We’ll help you navigate every step — from purchase through to settlement — so you can focus on what matters most: building your practice, your way.

Smart finance for practice ownership — designed to help you grow and thrive.

Contact us

Our commercial property loan features.

Better medical finance can make a big difference to your practice.

Check icon

$1 borrowed = 1 Qantas Point*

Check icon

Up to 100% finance available

Check icon

Fixed, variable and interest-only options

Check icon

The ability to borrow through Self Managed Super Funds (SMSF)

Check icon

Construction loans

Check icon

Access to solutions for pure investment into commercial property

Apply now

*T&Cs apply. Find out more here.

"5 star service with quick and hassle free finance. Highly recommended."

★ ★ ★ ★ ★
Dr Dipen Shah

"Exceptional staff and super easy process. I cannot recommend highly enough."

★ ★ ★ ★ ★
Dr Ngaire Brown

"The level of communication was much better than a lot of the bigger finance companies, big 4 included."

★ ★ ★ ★ ★
Dr Dennis Teh

"5 star service with quick and hassle free finance. Highly recommended."

★ ★ ★ ★ ★
Dr Dipen Shah

"Exceptional staff and super easy process. I cannot recommend highly enough."

★ ★ ★ ★ ★
Dr Ngaire Brown
Google logo
★ ★ ★ ★ ★
5 star rating on Google
We have a 5 star average on Google with over 289 happy clients.

More questions?

Here's a few frequently asked questions to get to know us better.

A Practice Build Loan is a type of medical construction loan designed specifically for healthcare professionals to fund the building of a new practice premises or an extension to the existing premises. It covers the full journey — commercial property purchase, construction and fitout.

Yes, eligible doctors, dentists, and vets can access up to 100% finance with Credabl's Practice Build Loan. This includes commercial property, construction, and fitout funding.
A medical construction loan funds the building of a new practice from scratch, while a practice purchase loan helps you buy an existing clinic. Construction loans include staged payments and may involve facilities for builder payments.

The cost to build a medical or dental practice typically ranges from $3,000 to $8,000 per square metre depending on your desired fitout and compliance level:

  • Entry-level: ~$3,000/sqm
  • Mid-tier: ~$5,000/sqm
  • Premium: ~$8,000/sqm
Yes, you can include energy-efficient upgrades like triple glazing, solar panels, and battery systems. These may qualify for Credabl's Green Loan incentive if included in your design phase.
Agencies with their market knowledge and extensive networks can provide valuable assistance in the search for medical practices for sale in Victoria. They can offer insights into potential practices that align with your budget and specific requirements, taking into account various factors like the location, size and specialty of the practice. Additionally, they can facilitate negotiations, ensuring that all legal and regulatory requirements are met seamlessly. Their knowledge and connections can make the complex process of purchasing a medical practice much more manageable. Alongside their services, we at Credabl can provide substantial financial support. Our bespoke loans, designed with medical professionals in mind, simplify the financing aspect of the purchase process. With the combined efforts of an experienced agency and our tailored financing solutions, you can navigate the path to owning a medical practice in Victoria with confidence.
See more questions

Latest articles.

Find out what's trending on the Credabl blog.

It starts with trust and care: why partnership matters at Credabl

Medical Dental Veterinary Finance
02 February 2026

Why owning your clinic premises puts you in the driver’s seat

Featuring: Ash McLeod, Credabl Finance Specialist

Medical Dental Veterinary Finance
26 January 2026

Your 2026 financial reset starts now: Grab a pen, you’ll want to take notes.

January always arrives with that clean slate feeling. A rare pocket of calm, a fresh diary and enough leftovers to see you through the first week. Perfect conditions for a simple...

Tips
19 January 2026
See more articles
×

Home Loan Information

Access to your Home Loan is now direct via Bendigo Bank.

Please contact Bendigo Bank on 1300 652 220 for assistance.

Back to Credabl