Our Blog - Page 4

We’re Credabl, a team of specialist lenders providing quick and easy loans for medical professionals

Get our monthly newsletter for the latest business insights.

Subscribe Now
Finance your Continued Learning with a Business Loan
Finance your Continued Learning with a Business Loan

5 min read

What might be less well-known is that these facilities can be used to finance continued learning from institutions where HECS-HELP isn’t available, such as non-approved or overseas educational institutions.…

DentalVeterinaryMedicalFinance
Read More
“Interest Rate Tunnel Vision” - What Else Affects Loan Cost?
“Interest Rate Tunnel Vision” - What Else Affects Loan Cost?

5 min read

When weighing up loan options with different lenders, there is a perception that the interest rate is the most important thing to consider – nothing else matters and the lowest interest rate will mean the lowest cost over the life of a loan.…

DentalVeterinaryMedicalFinance
Read More
HECS-HELP Debt and Borrowing Capacity
HECS-HELP Debt and Borrowing Capacity

3 min read

When applying for a home loan, people tend to overlook their HECS-HELP debt. This is equally important to consider however and affects you when applying for a home loan.…

DentalVeterinaryMedicalFinanceHome Loans
Read More
Home buy image
A Complete First Home Buyer’s Guide – Article 2 of 2

3 min read

We covered the key terms first home buyers need to know, where to start the property purchasing journey and ensuring you have a broker that understands your profession. Today, we will continue to cover the key things for first home buyers in their journey to home ownership.…

DentalVeterinaryMedicalFinanceHome Loans
Read More
A Complete First Home Buyer’s Guide – Article 1 of 2 - image
A Complete First Home Buyer’s Guide – Article 1 of 2

3 min read

Recent changes to stamp duty exemptions in NSW got us thinking about important and often overlooked considerations that first home buyers need to be aware of.…

DentalVeterinaryMedicalFinanceHome Loans
Read More
Anti-Money Laundering, CTF and KYC – The What and the Why_image
Anti-Money Laundering, CTF and KYC – The What and the Why

5 min read

Effective Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) policy is crucial in keeping the data and identity of our clients safe, as well as the community at large.…

DentalVeterinaryMedicalFinance
Read More
AML, CTF and KYC - what you need to know Image
AML, CTF and KYC - what you need to know

5 min read

Ever wondered why you need to provide certain types of ID (that’s the one acronym we hopefully don’t need to define for you!) when applying for a loan? Also wondered why lenders ask lots of questions about who you are even when they have your ...…

Read More
Negotiating a Better Interest Rate – Here’s How  Image
Negotiating a Better Interest Rate – Here’s How

5 min read

In last week’s article, we took you through your options when it comes to the fixed rate on your home loan expiring. This week, we will delve into the process and get the best rate possible.…

Home LoansFinanceTips
Read More
Home Loan Fixed Rates are Expiring - What are Your Options?
Home Loan Fixed Rates are Expiring - What are Your Options?

5 min read

Over the coming months, we’ll see a large portion of fixed rates on home loans expire. This can be a concerning and uncertain time, but at Credabl we’ve got you and we’re here to help. We sat down with our very own Paul Hastings and Lindsay Rose to get the details.…

Home LoansFinanceTips
Read More
reserve bank
Do I stay variable or switch to a fixed interest rate?

7 min read

Over the past twelve months, there have been eleven interest rate rises, resulting in a current cash rate of 4.10%. People are now looking for the stability of a fixed rate, but the trickier part is predicting whether rates will come down and if fixing, what period to fix for.…

DentalVeterinaryMedicalFinance
Read More
SFAs part 2 image
SFAs and Payroll Tax: Let’s Break Down the Basics (Article 2 of 2)

10 min read

This article covers how to ensure that your SFAs are correctly set up to minimize the potential risk of receiving an adverse assessment from the ATO.…

TipsFinance
Read More