Female doctor standing in front of hospital

Goodwill Loans

Secure finance using the practice's goodwill.
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Open the door to practice ownership.

Buying or expanding a medical, dental or veterinary practice often requires security — and that’s where a Goodwill Loan can help. It lets you use the established value of your practice as collateral, giving you access to the funds you need to purchase, invest, or grow.

At Credabl, our finance specialists make the process simple, tailoring each loan to suit your goals. We’ll help you leverage your practice's goodwill to take the next step in ownership with confidence.

Your success has value — let’s help you build on it.

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Need an explainer?

 These short videos answer common questions and break down key concepts to help you understand your options. 

Good debt vs bad debt what doctors, dentists and vets need to know Play button

Good debt vs bad debt: what doctors, dentists and vets need to know

Starting your own medical practice a financial guide for doctors Play button

How to start your own medical practice

"5 star service with quick and hassle free finance. Highly recommended."

★ ★ ★ ★ ★
Dr Dipen Shah

"Exceptional staff and super easy process. I cannot recommend highly enough."

★ ★ ★ ★ ★
Dr Ngaire Brown

"The level of communication was much better than a lot of the bigger finance companies, big 4 included."

★ ★ ★ ★ ★
Dr Dennis Teh

"5 star service with quick and hassle free finance. Highly recommended."

★ ★ ★ ★ ★
Dr Dipen Shah

"Exceptional staff and super easy process. I cannot recommend highly enough."

★ ★ ★ ★ ★
Dr Ngaire Brown
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★ ★ ★ ★ ★
5 star rating on Google
We have a 5 star average on Google with over 289 happy clients.

More questions?

Here's a few frequently asked questions to get to know us better.

A Practice Build Loan is a type of medical construction loan designed specifically for healthcare professionals to fund the building of a new practice premises or an extension to the existing premises. It covers the full journey — commercial property purchase, construction and fitout.

Yes, eligible doctors, dentists, and vets can access up to 100% finance with Credabl's Practice Build Loan. This includes commercial property, construction, and fitout funding.
A medical construction loan funds the building of a new practice from scratch, while a practice purchase loan helps you buy an existing clinic. Construction loans include staged payments and may involve facilities for builder payments.

The cost to build a medical or dental practice typically ranges from $3,000 to $8,000 per square metre depending on your desired fitout and compliance level:

  • Entry-level: ~$3,000/sqm
  • Mid-tier: ~$5,000/sqm
  • Premium: ~$8,000/sqm
Yes, you can include energy-efficient upgrades like triple glazing, solar panels, and battery systems. These may qualify for Credabl's Green Loan incentive if included in your design phase.
See more questions

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Home Loan Information

Access to your Home Loan is now direct via Bendigo Bank.

Please contact Bendigo Bank on 1300 652 220 for assistance.

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